:root {
  --main-color: #C2410C;        /* 임시 메인컬러 — 보종이 정해지면 바꾼다 */
  --main-dark: #9A3412;
  --main-ink: #fff;             /* 메인컬러 바탕 위 글씨색 (서브페이지 sub.css 도 쓴다) */
  --main-text: var(--main-color); /* 흰 바탕 위 메인컬러 강조 글씨색 (서브페이지 sub.css 도 쓴다) */
  --main-soft: color-mix(in srgb, var(--main-color) 6%, #fff);
  --main-tint: color-mix(in srgb, var(--main-color) 12%, #fff);
  --main-line: color-mix(in srgb, var(--main-color) 28%, #fff);

  --ink: #191F28;
  --body: #4E5968;
  --muted: #6B7684;
  --line: #E5E8EB;
  --bg: #F2F3F5;
  --error: #F04452;

  --r-card: 6px;                 /* 카드 */
  --r-sm: 8px;                   /* 입력칸 · 버튼 */

  --wrap: 1280px;
  --sec-pad: 120px;
}

.highlight {font-weight: 700; color: var(--main-color);}

/* 광고 심의 빨간 문구 */
.c_red {color: #D7261E !important;}
.red_notice {margin-top: 20px; font-size: 13.5px; line-height: 1.6; word-break: keep-all;}
.red_notice p + p {margin-top: 2px;}

.sr_only {position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;}
.ico_sprite {position: absolute; width: 0; height: 0; overflow: hidden;}

#main > section > .inner {width: min(var(--wrap), calc(100% - 48px)); max-width: none; margin: 0 auto;}

/* 흰 섹션과 회색 섹션을 번갈아 둔다 */
#main > section {padding: var(--sec-pad) 0;}
#section1, #section2, #section_point, #section_process, #section_guide {--wm: #E3E6EA; background: var(--bg);}
#section_company, #section3, #section4, #section_qna {--wm: #F0F1F4; background: #fff;}

/* 일러스트 아이콘 (assets/img/ico_*.png, 투명 배경 정사각형) */
.ico3d {display: block; flex-shrink: 0; width: 96px; height: 96px; object-fit: contain;}

/* ── 공통: 자세히 보기 링크 ── */
.more_link {display: inline-flex; align-items: center; gap: 6px; font-size: 15px; font-weight: 700; color: var(--main-text);}
.more_link svg {width: 18px; height: 18px; transition: transform 0.2s ease;}
.more_link:hover svg {transform: translateX(3px);}
.more_link:focus-visible {outline: 3px solid var(--main-line); outline-offset: 4px; border-radius: 4px;}


/* ══════ 카드 벽 공통 카드 — 위 글 · 아래 그림 · 맨 아래 선 ══════ */
.hero_card, .wall_card {display: flex; flex-direction: column; overflow: hidden; border-radius: var(--r-card); background: #fff; color: inherit;}
.hero_card .card_body, .wall_card .card_body {display: flex; flex-direction: column; padding: 28px 28px 0;}
.card_title {display: block; letter-spacing: -0.6px; word-break: keep-all;}
.card_title span {display: block; font-size: 18px; font-weight: 400; line-height: 1.4; color: var(--body);}
.card_title b {display: block; font-size: 22px; font-weight: 800; line-height: 1.35; color: var(--ink);}
.card_desc {display: block; margin-top: 8px; font-size: 14.5px; line-height: 1.6; color: var(--muted); word-break: keep-all;}
.hero_card .card_visual, .wall_card .card_visual {display: block; width: 100%; height: 170px; margin-top: auto; padding: 14px 22px 0; object-fit: contain; object-position: right bottom;}
.card_foot {display: flex; align-items: center; gap: 6px; height: 52px; padding: 0 28px; border-top: 1px solid var(--line); font-size: 14px; font-weight: 700; color: var(--main-text);}


/* ══════ #section1 — 카드 벽 + 폼 카드 ══════ */
#main > #section1 {padding: 120px 0 96px;}
#section1 .hero_wall {display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)) 400px; align-items: start; gap: 20px;}

/* 제목 카드 */
#section1 .hero_title_card {grid-column: 1 / 3; grid-row: 1; position: relative; min-height: 430px; padding: 44px 40px 128px; border-radius: var(--r-card); background: #fff;}
#section1 .title_txt {position: relative; z-index: 1; max-width: 62%;}
#section1 .hero_kicker {font-size: 16px; font-weight: 800; letter-spacing: -0.3px; color: var(--ink);}
#section1 .hero_title {margin-top: 16px; font-size: 34px; font-weight: 400; line-height: 1.38; letter-spacing: -1.2px; color: var(--ink); word-break: keep-all;}
#section1 .hero_title b {font-weight: 800; color: var(--main-text);}
#section1 .hero_desc {margin-top: 14px; font-size: 15.5px; line-height: 1.6; color: var(--muted); word-break: keep-all;}
#section1 .title_visual {position: absolute; right: 28px; bottom: 112px; width: 220px; height: 220px; object-fit: contain; object-position: center bottom;}

/* 신청부터 가입까지 — 제목 카드 아래쪽에 겹쳐 둔다 */
#section1 .hero_steps_wrap {grid-column: 1 / 3; grid-row: 1; align-self: end; position: relative; z-index: 2; margin: 0 40px 36px;}
#section1 .hero_steps_label {margin-bottom: 12px; font-size: 13px; font-weight: 800; color: var(--ink);}
#section1 .hero_steps {display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 8px;}
#section1 .hero_steps li {padding-top: 10px; border-top: 2px solid #DDE0E5;}
#section1 .hero_steps .num {display: block; font-size: 11px; font-weight: 800; letter-spacing: 0.6px; color: #9AA1AB;}
#section1 .hero_steps .txt {display: block; margin-top: 2px; font-size: 15px; font-weight: 700; color: var(--ink); white-space: nowrap;}
#section1 .hero_steps li:last-child {border-color: var(--main-color);}
#section1 .hero_steps li:last-child .num, #section1 .hero_steps li:last-child .txt {color: var(--main-text);}

/* 흐린 큰 글자 — 폼 카드 아래 빈자리 */
#section1 .hero_wm {grid-column: 4; grid-row: 2; align-self: end; padding: 0 4px 4px; text-align: right; font-size: 60px; font-weight: 800; line-height: 0.98; letter-spacing: -2px; color: var(--wm); user-select: none;}

/* 상황 카드 — 열마다 시작 높이를 다르게 */
#section1 .hero_card_1 {grid-column: 1; grid-row: 2;}
#section1 .hero_card_2 {grid-column: 2; grid-row: 2; margin-top: 56px;}
#section1 .hero_card_3 {grid-column: 3; grid-row: 1 / span 2; align-self: stretch; margin-top: 72px;}
#section1 .hero_card_3 .card_visual {flex: 1; height: auto; min-height: 170px;}

/* ── 폼 카드 ── */
#section1 .form_wrap {grid-column: 4; grid-row: 1 / span 2; position: relative; z-index: 3; display: flex; flex-direction: column; padding: 30px 28px 0; border-radius: var(--r-card); background: #fff; box-shadow: 0 30px 60px -30px rgba(25, 31, 40, 0.3), 0 0 0 1px rgba(25, 31, 40, 0.04); scroll-margin-top: 96px;}
.form_wrap .form_head {display: flex; align-items: flex-start; justify-content: space-between; gap: 10px; margin-bottom: 20px;}
.form_wrap .form_badge {display: inline-block; font-size: 13px; font-weight: 700; color: var(--muted);}
.form_wrap .form_head h2 {margin-top: 8px; font-size: 25px; font-weight: 400; line-height: 1.35; letter-spacing: -0.9px; color: var(--ink); word-break: keep-all;}
.form_wrap .form_head h2 b {font-weight: 800; color: var(--main-text);}
.form_wrap .form_ico {flex-shrink: 0; width: 60px; height: 60px; object-fit: contain;}

.form_wrap .form_fields {display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 10px;}
.form_wrap .field {min-width: 0;}
.form_wrap .field.is_full {grid-column: 1 / -1;}
.form_wrap .field > label,
.form_wrap .field_label {display: block; margin-bottom: 6px; font-size: 14px; font-weight: 700; color: var(--body);}

.form_wrap input[type='text'],
.form_wrap .phone_select,
.form_wrap .region_select,
.form_wrap .select_btn {display: block; width: 100%; height: 50px; padding: 0 14px; border: 1px solid var(--line); border-radius: var(--r-sm); background: #fff; font-size: 16px; font-weight: 600; color: var(--ink); outline: none; transition: border-color 0.15s, box-shadow 0.15s;}
.form_wrap input[type='text']::placeholder {font-weight: 500; color: #A9B0BA;}
.form_wrap input[type='text']:hover,
.form_wrap .phone_select:hover,
.form_wrap .select_btn:hover {border-color: #CDD2D8;}
.form_wrap input[type='text']:focus,
.form_wrap .phone_select:focus,
.form_wrap .region_select:focus,
.form_wrap .select_btn:focus-visible,
.form_wrap .select_wrap.open .select_btn {border-color: var(--main-color); box-shadow: 0 0 0 4px var(--main-tint);}

.form_wrap .phone_select,
.form_wrap .region_select,
.form_wrap .select_btn {padding-right: 36px; background: #fff url("../img/arrow_down.svg") no-repeat right 12px center / 16px; -webkit-appearance: none; appearance: none; cursor: pointer;}
.form_wrap .region_select:has(option[value='']:checked) {font-weight: 500; color: #A9B0BA;}
.form_wrap .region_select option {font-weight: 500; color: var(--ink);}

/* 성별 — 두 칸, 고르면 진하게 */
.form_wrap .gender_wrap {display: grid; grid-template-columns: 1fr 1fr; height: 50px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--r-sm); background: #fff;}
.form_wrap .gender_wrap input[type='radio'] {position: absolute; opacity: 0; pointer-events: none;}
.form_wrap .gender_wrap label {display: flex; align-items: center; justify-content: center; margin: 0; font-size: 16px; font-weight: 700; color: var(--muted); cursor: pointer; user-select: none; transition: background 0.15s, color 0.15s;}
.form_wrap .gender_wrap label + input + label {border-left: 1px solid var(--line);}
.form_wrap .gender_wrap input[type='radio']:checked + label {background: var(--ink); color: #fff;}
.form_wrap .gender_wrap input[type='radio']:focus-visible + label {outline: 3px solid var(--main-line); outline-offset: -3px;}

/* 지역 목록 */
.form_wrap .select_wrap {position: relative;}
.form_wrap .select_wrap.is_custom .region_select {position: absolute; inset: 0; opacity: 0; pointer-events: none;}
.form_wrap .select_btn {text-align: left; white-space: nowrap; overflow: hidden; text-overflow: ellipsis;}
.form_wrap .select_btn.is_placeholder {font-weight: 500; color: #A9B0BA;}
.form_wrap .select_list {
  position: absolute; top: calc(100% + 6px); left: 0; right: 0; z-index: 30;
  display: none;
  max-height: 228px;
  overflow-y: auto; overscroll-behavior: contain;
  padding: 6px; border-radius: var(--r-sm); background: #fff;
  box-shadow: 0 18px 40px -16px rgba(20, 20, 50, 0.35), 0 0 0 1px var(--line);
  scrollbar-width: thin; scrollbar-color: #D1D6DB transparent;
}
.form_wrap .select_list::-webkit-scrollbar {width: 6px;}
.form_wrap .select_list::-webkit-scrollbar-thumb {border-radius: 6px; background: #D1D6DB;}
.form_wrap .select_wrap.up .select_list {top: auto; bottom: calc(100% + 6px);}
.form_wrap .select_wrap.open .select_list {display: block; animation: select_open 0.15s ease;}
@keyframes select_open {from {opacity: 0; transform: translateY(-4px);} to {opacity: 1; transform: none;}}
.form_wrap .select_list li {padding: 10px 12px; border-radius: 6px; font-size: 15px; font-weight: 600; line-height: 1.4; color: var(--body); cursor: pointer;}
.form_wrap .select_list li.is_active {background: var(--main-soft); color: var(--ink);}
.form_wrap .select_list li[aria-selected='true'] {color: var(--main-color); font-weight: 700;}

/* 연락처 — 국번 | 번호 */
.form_wrap .phone_input_wrap {display: grid; grid-template-columns: 96px minmax(0, 1fr); gap: 8px;}

.form_wrap .submit_btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; height: 58px; margin-top: 20px; padding: 0 24px;
  border: 0; border-radius: var(--r-sm); background: var(--main-color); color: var(--main-ink);
  font-size: 18px; font-weight: 800; letter-spacing: -0.3px; cursor: pointer;
  transition: background 0.15s, transform 0.1s;
}
.form_wrap .submit_btn svg {width: 20px; height: 20px; transition: transform 0.15s;}
.form_wrap .submit_btn:hover {background: var(--main-dark);}
.form_wrap .submit_btn:hover svg {transform: translateX(3px);}
.form_wrap .submit_btn:active {transform: scale(0.98);}
.form_wrap .submit_btn:focus-visible {outline: 3px solid var(--main-line); outline-offset: 3px;}

.form_wrap .form_privacy {margin-top: 10px; font-size: 13px; line-height: 1.5; color: var(--muted); text-align: center; word-break: keep-all;}

/* 신뢰 지표 — 폼 카드 맨 아래 칸 */
.form_wrap .hero_stats {display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin: 22px -28px 0; border-top: 1px solid var(--line);}
.form_wrap .hero_stats li {padding: 16px 6px 18px; text-align: center;}
.form_wrap .hero_stats li + li {border-left: 1px solid var(--line);}
.form_wrap .hero_stats strong {display: block; font-size: 20px; font-weight: 800; letter-spacing: -0.5px; color: var(--main-text);}
.form_wrap .hero_stats small {font-size: 14px; font-weight: 800;}
.form_wrap .hero_stats span {display: block; margin-top: 2px; font-size: 12.5px; font-weight: 600; color: var(--muted); word-break: keep-all;}


@media (max-width: 1300px) {
  #section1 .hero_wall {grid-template-columns: repeat(3, minmax(0, 1fr)) 380px;}
  #section1 .hero_title {font-size: 31px;}
  #section1 .title_visual {width: 190px; height: 190px;}
  #section1 .hero_wm {font-size: 52px;}}

@media (max-width: 1200px) {
  #section1 .hero_title_card {padding: 40px 32px 128px;}
  #section1 .hero_steps_wrap {margin: 0 32px 36px;}
  #section1 .hero_steps .txt {font-size: 14px;}
  #section1 .title_visual {right: 20px; width: 160px; height: 160px;}
  #section1 .hero_wm {font-size: 44px;}
  .hero_card .card_body {padding: 24px 22px 0;}
  .hero_card .card_foot {padding: 0 22px;}}

@media (max-width: 1150px) {
  #main > #section1 {padding: 100px 0 72px;}
  #section1 .hero_wall {grid-template-columns: repeat(3, minmax(0, 1fr)); grid-template-areas: "title title title" "form form form" "steps steps steps" "c1 c2 c3"; gap: 14px;}
  #section1 .hero_title_card {grid-area: title; min-height: 0; padding: 36px 32px;}
  #section1 .title_txt {max-width: 66%;}
  #section1 .title_visual {top: 50%; bottom: auto; right: 24px; transform: translateY(-50%);}
  #section1 .form_wrap {grid-area: form; scroll-margin-top: 80px;}
  #section1 .hero_steps_wrap {grid-area: steps; align-self: auto; margin: 0; padding: 18px 22px 20px; border-radius: var(--r-card); background: #fff;}
  #section1 .hero_wm {display: none;}
  #section1 .hero_card_1 {grid-area: c1;}
  #section1 .hero_card_2 {grid-area: c2; margin-top: 0;}
  #section1 .hero_card_1, #section1 .hero_card_2, #section1 .hero_card_3 {align-self: stretch;}
  #section1 .hero_card_3 {grid-area: c3; margin-top: 0;}
  #section1 .hero_card_3 .card_visual {flex: none; height: 130px; min-height: 0;}
  .hero_card .card_title span {font-size: 15px;}
  .hero_card .card_title b {font-size: 18px;}
  .hero_card .card_desc {font-size: 13.5px;}
  .hero_card .card_visual {height: 130px;}}

@media (max-width: 768px) {
  #main > #section1 {padding: 84px 0 56px;}
  #section1 .hero_wall {grid-template-columns: minmax(0, 1fr); grid-template-areas: "title" "form" "steps" "c1" "c2" "c3"; gap: 10px;}
  #section1 .hero_title_card {padding: 28px 22px;}
  #section1 .title_txt {max-width: 64%;}
  #section1 .hero_kicker {font-size: 14px;}
  #section1 .hero_title {margin-top: 10px; font-size: 25px; letter-spacing: -0.9px;}
  #section1 .hero_desc {margin-top: 10px; font-size: 14px;}
  #section1 .title_visual {right: 10px; width: 120px; height: 120px;}
  #section1 .form_wrap {padding: 24px 18px 0;}
  .form_wrap .form_head {margin-bottom: 16px;}
  .form_wrap .form_head h2 {font-size: 22px;}
  .form_wrap .form_ico {width: 52px; height: 52px;}
  .form_wrap .hero_stats {margin: 20px -18px 0;}
  #section1 .hero_steps_wrap {padding: 16px 16px 18px;}
  #section1 .hero_steps {gap: 6px;}
  #section1 .hero_steps .num {font-size: 10px;}
  #section1 .hero_steps .txt {font-size: 12.5px; line-height: 1.35; white-space: normal; word-break: keep-all;}
  /* 상황 카드는 가로형으로 줄인다 */
  #section1 .hero_card {display: grid; grid-template-columns: minmax(0, 1fr) 96px; align-items: center;}
  #section1 .hero_card .card_body {padding: 18px 0 18px 20px;}
  #section1 .hero_card .card_visual, #section1 .hero_card_3 .card_visual {width: 96px; height: 96px; margin: 0; padding: 0 12px 0 0;}
  #section1 .hero_card .card_foot {display: none;}
  #section1 .hero_card .card_title span {font-size: 14px;}
  #section1 .hero_card .card_title b {font-size: 17px;}
  #section1 .hero_card .card_desc {margin-top: 4px; font-size: 13px;}}

@media (max-width: 360px) {
  #section1 .hero_title {font-size: 22px;}
  #section1 .title_visual {width: 96px; height: 96px;}
  #section1 .hero_steps .txt {font-size: 11.5px;}
  .form_wrap .hero_stats strong {font-size: 17px;}}


/* ══════ 섹션 머리 — 작은 라벨 + 흐린 큰 영문 ══════ */
.sec_head {position: relative; margin-bottom: 56px;}
.sec_head > :not(.sec_wm) {position: relative; z-index: 1;}
.sec_kicker {display: inline-flex; align-items: center; gap: 8px; font-size: 15px; font-weight: 800; color: var(--main-text);}
.sec_kicker::before {content: ''; width: 8px; height: 8px; border-radius: 2px; background: var(--main-color);}
.sec_head h2 {margin-top: 14px; font-size: 38px; font-weight: 800; line-height: 1.32; letter-spacing: -1.4px; color: var(--ink); word-break: keep-all;}
.sec_head h2 b {color: var(--main-text);}
.sec_head p:not(.sec_kicker) {max-width: 720px; margin-top: 14px; font-size: 17px; line-height: 1.7; color: var(--body); word-break: keep-all;}
.sec_wm {position: absolute; right: 0; top: -14px; z-index: 0; font-size: 96px; font-weight: 800; line-height: 1; letter-spacing: -3px; color: var(--wm); pointer-events: none; user-select: none;}
.sec_head.is_center {text-align: center;}
.sec_head.is_center .sec_wm {right: auto; left: 50%; transform: translateX(-50%);}


/* ── section_company: 엇갈린 보험사 카드 ── */
#section_company .company_row {display: grid; grid-template-columns: repeat(8, minmax(0, 1fr)); gap: 12px; padding-bottom: 28px;}
#section_company .company_row li {display: flex; flex-direction: column; justify-content: space-between; height: 136px; padding: 18px 18px 0; border-radius: var(--r-card); background: var(--bg);}
#section_company .company_row li:nth-child(even) {margin-top: 28px; margin-bottom: -28px;}
#section_company .co_no {font-size: 13px; font-weight: 800; color: #9AA1AB; font-variant-numeric: tabular-nums;}
#section_company .co_logo {display: block; padding: 14px 0 16px; border-top: 1px solid #E0E3E7; font-size: 17px; font-weight: 800; letter-spacing: -0.4px; line-height: 1; color: var(--ink); white-space: nowrap;}
#section_company .co_logo b {font-weight: 900; color: var(--co-color);}


/* ── section2: 비교가 필요한 이유 ── */
#section2 .why_list {display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; padding-bottom: 64px;}
#section2 .why_list > li:nth-child(2) {margin-top: 64px; margin-bottom: -64px;}
#section2 .wall_card {height: 100%;}
#section2 .wall_card .card_visual {height: 200px;}
#section2 .card_foot {color: var(--muted); letter-spacing: 0.6px;}


/* ── section3: 주요 보장 — 큰 카드 1 + 엇갈린 카드 4 ── */
#section3 .cov_grid {display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; padding-bottom: 40px;}
#section3 .cov_card {position: relative; display: flex; flex-direction: column; justify-content: flex-end; min-height: 240px; padding: 28px; border-radius: var(--r-card); background: var(--bg);}
#section3 .cov_card:nth-child(3), #section3 .cov_card:nth-child(5) {margin-top: 40px; margin-bottom: -40px;}
#section3 .cov_ico {position: absolute; top: 22px; right: 22px; width: 76px; height: 76px;}
#section3 .tag {align-self: flex-start; padding: 3px 9px; border: 1px solid var(--main-line); border-radius: 4px; font-size: 12px; font-weight: 800; color: var(--main-text);}
#section3 .cov_card h3 {margin-top: 12px; font-size: 21px; font-weight: 800; letter-spacing: -0.5px; color: var(--ink);}
#section3 .cov_card p {margin-top: 8px; font-size: 15px; line-height: 1.65; color: var(--body); word-break: keep-all;}
#section3 .cov_card.is_main {grid-row: span 2; padding: 36px; background: var(--main-color); color: #fff;}
#section3 .cov_card.is_main .cov_ico {top: 32px; right: 28px; width: 180px; height: 180px;}
#section3 .cov_card.is_main .tag {border-color: rgba(255, 255, 255, 0.6); color: #fff;}
#section3 .cov_card.is_main h3 {font-size: 28px; color: #fff;}
#section3 .cov_card.is_main p {font-size: 16px; color: rgba(255, 255, 255, 0.88);}
#section3 .red_notice {margin-top: 24px;}


/* ── section_point: 세로 띠 포인트 카드 + 가입 조건 ── */
#section_point .point_list {display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px;}
#section_point .point_list > li {display: grid; grid-template-columns: 52px minmax(0, 1fr) 88px; align-items: center; min-height: 172px; overflow: hidden; border-radius: var(--r-card); background: #fff;}
#section_point .point_strip {align-self: stretch; display: flex; align-items: center; justify-content: center; background: var(--main-soft); font-size: 12.5px; font-weight: 800; letter-spacing: 1.5px; color: var(--main-text); writing-mode: vertical-rl; transform: rotate(180deg);}
#section_point .point_body {padding: 28px 8px 28px 28px;}
#section_point .point_list h3 {font-size: 21px; font-weight: 800; letter-spacing: -0.5px; color: var(--ink); word-break: keep-all;}
#section_point .point_list p {margin-top: 8px; font-size: 15px; line-height: 1.7; color: var(--body); word-break: keep-all;}
#section_point .point_ico {width: 76px; height: 76px;}

#section_point .join_card {display: grid; grid-template-columns: 320px minmax(0, 1fr); gap: 48px; margin-top: 40px; padding: 44px; border-radius: var(--r-card); background: #fff;}
#section_point .join_head h3 {font-size: 26px; font-weight: 800; line-height: 1.35; letter-spacing: -0.8px; color: var(--ink); word-break: keep-all;}
#section_point .join_head h3 b {color: var(--main-text);}
#section_point .join_head p {margin-top: 10px; font-size: 15px; line-height: 1.6; color: var(--muted); word-break: keep-all;}
#section_point .join_list > div {display: flex; gap: 24px; padding: 18px 0; border-top: 1px dashed #D5D9DF;}
#section_point .join_list > div:last-child {border-bottom: 1px dashed #D5D9DF;}
#section_point .join_list dt {flex-shrink: 0; width: 110px; font-size: 16px; font-weight: 800; color: var(--ink);}
#section_point .join_list dd {margin: 0; font-size: 15px; line-height: 1.65; color: var(--body); word-break: keep-all;}


/* ── section4: 가입 전 확인사항 + 반반 CTA 카드 ── */
#section4 .check_list {display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px;}
#section4 .check_list li {position: relative; padding: 28px 28px 30px; border: 1px solid var(--line); border-radius: var(--r-card);}
#section4 .check_mark {position: absolute; top: 24px; right: 24px; display: flex; align-items: center; justify-content: center; width: 40px; height: 40px; border-radius: 50%; background: var(--main-color); color: var(--main-ink);}
#section4 .check_mark svg {width: 20px; height: 20px;}
#section4 .check_no {font-size: 12.5px; font-weight: 800; letter-spacing: 0.8px; color: var(--muted);}
#section4 h3 {margin-top: 10px; padding-right: 48px; font-size: 20px; font-weight: 800; line-height: 1.4; letter-spacing: -0.5px; color: var(--ink); word-break: keep-all;}
#section4 .check_list p {margin-top: 10px; font-size: 15px; line-height: 1.7; color: var(--body); word-break: keep-all;}

#section4 .cta_card {display: grid; grid-template-columns: minmax(0, 1fr) 420px; margin-top: 64px; overflow: hidden; border-radius: var(--r-card); background: var(--bg);}
#section4 .cta_txt {padding: 52px 56px;}
#section4 .cta_kicker {font-size: 14px; font-weight: 800; color: var(--main-text);}
#section4 .cta_title {margin-top: 10px; font-size: 30px; font-weight: 400; line-height: 1.4; letter-spacing: -1px; color: var(--ink); word-break: keep-all;}
#section4 .cta_title b {font-weight: 800; color: var(--main-text);}
#section4 .cta_points {display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px;}
#section4 .cta_points li {display: inline-flex; align-items: center; height: 32px; padding: 0 14px; border-radius: 999px; background: #fff; font-size: 14px; font-weight: 700; color: var(--body); white-space: nowrap;}
#section4 .cta_btn {display: inline-flex; align-items: center; gap: 8px; height: 58px; margin-top: 28px; padding: 0 28px; border: 0; border-radius: var(--r-sm); background: var(--main-color); color: var(--main-ink); font-size: 17px; font-weight: 800; letter-spacing: -0.3px; cursor: pointer; transition: background 0.15s, transform 0.1s;}
#section4 .cta_btn svg {width: 20px; height: 20px; transition: transform 0.15s;}
#section4 .cta_btn:hover {background: var(--main-dark);}
#section4 .cta_btn:hover svg {transform: translateX(3px);}
#section4 .cta_btn:active {transform: scale(0.98);}
#section4 .cta_btn:focus-visible {outline: 3px solid var(--main-line); outline-offset: 3px;}
#section4 .cta_visual_wrap {display: flex; align-items: flex-end; justify-content: center; background: var(--main-soft);}
#section4 .cta_visual {display: block; width: 100%; height: 300px; padding: 28px 28px 0; object-fit: contain; object-position: center bottom;}


/* ── section_process: 선에 매달린 엇갈린 카드 ── */
#section_process .process_list {position: relative; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; padding: 36px 0 48px;}
#section_process .process_list::before {content: ''; position: absolute; top: 6px; left: 0; right: 0; height: 2px; background: #D5D9DF;}
#section_process .process_list > li {--drop: 0px; position: relative; margin-top: var(--drop);}
#section_process .process_list > li:nth-child(even) {--drop: 48px; margin-bottom: -48px;}
#section_process .process_pin {position: absolute; top: calc(-36px - var(--drop)); left: 28px; width: 14px; height: 14px; border: 3px solid #B8BFC8; border-radius: 50%; background: #fff;}
#section_process .process_pin::after {content: ''; position: absolute; top: 11px; left: 50%; width: 2px; height: calc(25px + var(--drop)); margin-left: -1px; background: #D5D9DF;}
#section_process .process_card {padding: 26px 24px 28px; border-radius: var(--r-card); background: #fff;}
#section_process .process_ico {width: 64px; height: 64px;}
#section_process .step_no {display: block; margin-top: 16px; font-size: 12.5px; font-weight: 800; letter-spacing: 0.8px; color: var(--muted);}
#section_process h3 {margin-top: 6px; font-size: 20px; font-weight: 800; letter-spacing: -0.5px; color: var(--ink); word-break: keep-all;}
#section_process p {margin-top: 8px; font-size: 14.5px; line-height: 1.65; color: var(--body); word-break: keep-all;}
#section_process li:last-child .process_pin {border-color: var(--main-color);}
#section_process li:last-child .step_no, #section_process li:last-child h3 {color: var(--main-text);}


/* ── 자주 묻는 질문 — 한 줄씩 카드 ── */
#section_qna .qna_list {max-width: 880px; margin: 0 auto;}
#section_qna .qna_item {border: 1px solid var(--line); border-radius: var(--r-card); transition: border-color 0.15s;}
#section_qna .qna_item + .qna_item {margin-top: 10px;}
#section_qna .qna_question {display: flex; align-items: center; gap: 16px; width: 100%; padding: 22px 24px; border: 0; background: none; text-align: left; cursor: pointer;}
#section_qna .qna_question:focus-visible {outline: 3px solid var(--main-line); outline-offset: -3px; border-radius: var(--r-card);}
#section_qna .qna_num {flex-shrink: 0; width: 34px; font-size: 13px; font-weight: 800; color: var(--main-text); font-variant-numeric: tabular-nums;}
#section_qna .qna_text {flex: 1; font-size: 17px; font-weight: 700; line-height: 1.45; letter-spacing: -0.4px; color: var(--ink); word-break: keep-all;}
#section_qna .qna_icon {flex-shrink: 0; display: flex; align-items: center; justify-content: center; width: 32px; height: 32px; border-radius: 6px; background: var(--bg); color: var(--ink); transition: background 0.15s, color 0.15s;}
#section_qna .qna_icon svg {width: 16px; height: 16px; transition: transform 0.2s;}
#section_qna .qna_answer {display: none; padding: 0 24px 24px 74px;}
#section_qna .qna_answer p {font-size: 16px; line-height: 1.75; color: var(--body); word-break: keep-all;}
#section_qna .qna_answer .more_link {margin-top: 12px; font-size: 14.5px;}
#section_qna .qna_item.active {border-color: var(--main-line);}
#section_qna .qna_item.active .qna_answer {display: block; animation: qna_open 0.25s ease;}
#section_qna .qna_item.active .qna_icon {background: var(--main-color); color: var(--main-ink);}
#section_qna .qna_item.active .qna_icon svg {transform: rotate(45deg);}
@keyframes qna_open {from {opacity: 0; transform: translateY(-4px);} to {opacity: 1; transform: none;}}


/* ── section_guide: 엇갈린 가이드 카드 ── */
#section_guide .guide_list {display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; padding-bottom: 40px;}
#section_guide .guide_list > li:nth-child(even) {margin-top: 40px; margin-bottom: -40px;}
#section_guide .guide_card {height: 100%; transition: transform 0.2s ease, box-shadow 0.2s ease;}
#section_guide .guide_tag {font-size: 13px; font-weight: 800; color: var(--main-text);}
#section_guide .card_title {margin-top: 8px;}
#section_guide .card_title b {font-size: 19px;}
#section_guide .card_visual {height: 150px;}
#section_guide .card_foot {color: var(--ink);}
#section_guide .card_foot svg {width: 18px; height: 18px; transition: transform 0.2s;}
#section_guide .guide_card:hover {transform: translateY(-4px); box-shadow: 0 22px 40px -26px rgba(25, 31, 40, 0.35);}
#section_guide .guide_card:hover .card_foot {color: var(--main-text);}
#section_guide .guide_card:hover .card_foot svg {transform: translateX(3px);}
#section_guide .guide_card:focus-visible {outline: 3px solid var(--main-line); outline-offset: 3px;}


/* ── 스크롤 등장 효과 ── */
.reveal {opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease;}
.reveal.is_in {opacity: 1; transform: none;}


/* ══════════════════════════════════════════════════
   반응형
   ══════════════════════════════════════════════════ */

@media (max-width: 1200px) {
  :root {--sec-pad: 104px;}
  #section_point .point_list > li {grid-template-columns: 48px minmax(0, 1fr) 72px;}
  #section_point .point_ico {width: 60px; height: 60px;}
  #section_process .process_card {padding: 22px 20px 24px;}
  #section_guide .guide_list {grid-template-columns: repeat(2, minmax(0, 1fr));}
  #section_guide .guide_list > li:nth-child(even) {margin-top: 0; margin-bottom: 0;}
  #section_guide .guide_list > li:nth-child(2), #section_guide .guide_list > li:nth-child(4) {margin-top: 40px; margin-bottom: -40px;}}

@media (max-width: 1150px) {
  :root {--sec-pad: 92px;}
  #main > section > .inner {width: min(720px, calc(100% - 32px));}
  .sec_wm {font-size: 72px;}

  #section_company .company_row {grid-template-columns: repeat(4, minmax(0, 1fr));}

  #section2 .why_list {grid-template-columns: minmax(0, 1fr); gap: 14px; padding-bottom: 0;}
  #section2 .why_list > li:nth-child(2) {margin: 0;}
  #section2 .wall_card {display: grid; grid-template-columns: minmax(0, 1fr) 200px;}
  #section2 .wall_card .card_body {padding-bottom: 24px;}
  #section2 .wall_card .card_visual {grid-row: 1; grid-column: 2; height: 180px; padding: 16px 20px 0 0;}
  #section2 .card_foot {grid-column: 1 / -1;}

  #section3 .cov_grid {grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px;}
  #section3 .cov_card.is_main {grid-column: 1 / -1; grid-row: auto; min-height: 300px;}
  #section3 .cov_card.is_main .cov_ico {width: 150px; height: 150px;}
  #section3 .cov_card.is_main p {max-width: 70%;}
  #section3 .cov_card:nth-child(3), #section3 .cov_card:nth-child(5) {margin-top: 0; margin-bottom: 0;}
  #section3 .cov_card:nth-child(even):not(.is_main) {margin-top: 32px; margin-bottom: -32px;}

  #section_point .point_list {grid-template-columns: minmax(0, 1fr); gap: 14px;}
  #section_point .join_card {grid-template-columns: minmax(0, 1fr); gap: 20px; padding: 32px;}

  #section4 .check_list {grid-template-columns: minmax(0, 1fr); gap: 12px;}
  #section4 .cta_card {grid-template-columns: minmax(0, 1fr) 260px;}
  #section4 .cta_txt {padding: 40px 36px;}
  #section4 .cta_title {font-size: 26px;}
  #section4 .cta_visual {height: 260px; padding: 20px 16px 0;}

  #section_process .process_list {grid-template-columns: minmax(0, 1fr); gap: 14px; padding: 0 0 0 36px;}
  #section_process .process_list::before {top: 0; bottom: 0; left: 6px; right: auto; width: 2px; height: auto;}
  #section_process .process_list > li, #section_process .process_list > li:nth-child(even) {--drop: 0px; margin: 0;}
  #section_process .process_pin {top: 30px; left: -36px;}
  #section_process .process_pin::after {display: none;}
  #section_process .process_card {display: grid; grid-template-columns: 64px minmax(0, 1fr); column-gap: 20px; align-items: start;}
  #section_process .process_ico {grid-row: span 3;}
  #section_process .step_no {margin-top: 0;}}

@media (max-width: 768px) {
  :root {--sec-pad: 80px;}
  .sec_head {margin-bottom: 40px;}
  .sec_head h2 {font-size: 29px; letter-spacing: -1px;}
  .sec_head p:not(.sec_kicker) {font-size: 16px;}
  .sec_wm {top: -6px; font-size: 52px; letter-spacing: -1.5px;}

  #section_company .company_row {gap: 8px; padding-bottom: 20px;}
  #section_company .company_row li {height: 112px; padding: 14px 14px 0;}
  #section_company .company_row li:nth-child(even) {margin-top: 20px; margin-bottom: -20px;}
  #section_company .co_logo {padding: 12px 0 14px; font-size: 15px;}

  #section2 .wall_card {grid-template-columns: minmax(0, 1fr) 130px;}
  #section2 .wall_card .card_body {padding: 24px 0 22px 22px;}
  #section2 .wall_card .card_visual {height: 130px; padding: 18px 14px 0 0; align-self: end;}
  #section2 .card_foot {padding: 0 22px;}

  #section4 .cta_card {grid-template-columns: minmax(0, 1fr);}
  #section4 .cta_txt {padding: 32px 24px;}
  #section4 .cta_title {font-size: 23px;}
  #section4 .cta_btn {width: 100%; justify-content: center;}
  #section4 .cta_visual_wrap {order: -1;}
  #section4 .cta_visual {height: 190px;}

  #section_qna .qna_question {gap: 12px; padding: 18px 16px;}
  #section_qna .qna_num {width: 30px;}
  #section_qna .qna_text {font-size: 16px;}
  #section_qna .qna_answer {padding: 0 16px 20px 58px;}
  #section_qna .qna_answer p {font-size: 15px;}}

@media (max-width: 550px) {
  :root {--sec-pad: 64px;}
  #main > section > .inner {width: calc(100% - 28px);}
  .red_notice {margin-top: 16px; font-size: 13px;}

  .form_wrap .form_fields {gap: 12px 8px;}
  .form_wrap .field > label, .form_wrap .field_label {margin-bottom: 5px; font-size: 13.5px;}
  .form_wrap input[type='text'], .form_wrap .phone_select, .form_wrap .region_select, .form_wrap .select_btn {padding: 0 12px;}
  .form_wrap .phone_select, .form_wrap .region_select {padding-right: 30px; background-position: right 10px center;}
  .form_wrap .phone_input_wrap {grid-template-columns: 88px minmax(0, 1fr);}
  .form_wrap .submit_btn {height: 56px; margin-top: 16px; font-size: 17px;}
  .form_wrap .form_privacy {font-size: 12.5px;}

  .sec_head {margin-bottom: 32px;}
  .sec_kicker {font-size: 13.5px;}
  .sec_head h2 {margin-top: 10px; font-size: 25px; letter-spacing: -0.8px;}
  .sec_head p:not(.sec_kicker) {margin-top: 10px; font-size: 15px;}
  .sec_wm {font-size: 40px; letter-spacing: -1px;}

  #section_company .company_row {grid-template-columns: repeat(2, minmax(0, 1fr));}
  #section_company .company_row li {height: 96px;}

  .card_title span {font-size: 15px;}
  .card_title b {font-size: 19px;}
  .card_desc {font-size: 14px;}

  #section3 .cov_grid {grid-template-columns: minmax(0, 1fr); gap: 10px; padding-bottom: 0;}
  #section3 .cov_card, #section3 .cov_card:nth-child(n) {min-height: 0; margin: 0; padding: 24px 108px 24px 22px; justify-content: flex-start;}
  #section3 .cov_ico {top: 20px; right: 18px; width: 64px; height: 64px;}
  #section3 .cov_card.is_main {padding: 150px 22px 26px;}
  #section3 .cov_card.is_main .cov_ico {top: 18px; right: auto; left: 18px; width: 120px; height: 120px;}
  #section3 .cov_card.is_main h3 {font-size: 23px;}
  #section3 .cov_card.is_main p {max-width: none; font-size: 15px;}
  #section3 .cov_card h3 {font-size: 18px;}
  #section3 .cov_card p {font-size: 14.5px;}

  #section_point .point_list > li {grid-template-columns: 40px minmax(0, 1fr) 60px; min-height: 0;}
  #section_point .point_strip {font-size: 11px; letter-spacing: 1px;}
  #section_point .point_body {padding: 22px 4px 22px 18px;}
  #section_point .point_ico {width: 52px; height: 52px;}
  #section_point .point_list h3 {font-size: 18px;}
  #section_point .point_list p {font-size: 14.5px;}
  #section_point .join_card {padding: 26px 20px;}
  #section_point .join_head h3 {font-size: 22px;}
  #section_point .join_list > div {flex-direction: column; gap: 4px; padding: 14px 0;}
  #section_point .join_list dt {width: auto; font-size: 15px;}
  #section_point .join_list dd {font-size: 14.5px;}

  #section4 .check_list li {padding: 22px 20px 24px;}
  #section4 .check_mark {top: 18px; right: 18px; width: 34px; height: 34px;}
  #section4 h3 {font-size: 18px;}
  #section4 .check_list p {font-size: 14.5px;}
  #section4 .cta_title {font-size: 21px;}

  #section_process .process_list {padding-left: 28px;}
  #section_process .process_pin {left: -28px;}
  #section_process .process_card {grid-template-columns: 48px minmax(0, 1fr); column-gap: 14px; padding: 20px 18px;}
  #section_process .process_ico {width: 48px; height: 48px;}
  #section_process h3 {font-size: 18px;}
  #section_process p {font-size: 14px;}

  #section_qna .qna_text {font-size: 15.5px;}
  #section_qna .qna_answer {padding: 0 16px 20px;}

  #section_guide .guide_list {grid-template-columns: minmax(0, 1fr); gap: 10px; padding-bottom: 0;}
  #section_guide .guide_list > li:nth-child(n) {margin: 0;}
  #section_guide .guide_card {display: grid; grid-template-columns: minmax(0, 1fr) 96px;}
  #section_guide .guide_card .card_body {padding: 22px 0 18px 22px;}
  #section_guide .card_visual {grid-row: 1; grid-column: 2; width: 96px; height: 96px; margin: 0; padding: 0 12px 0 0; align-self: center;}
  #section_guide .card_foot {grid-column: 1 / -1; height: 46px; padding: 0 22px;}
  #section_guide .card_title b {font-size: 17px;}}

@media (max-width: 360px) {
  .form_wrap .form_fields {grid-template-columns: minmax(0, 1fr);}
  .form_wrap .phone_input_wrap {grid-template-columns: 82px minmax(0, 1fr);}}

@media (hover: none) {
  .more_link:hover svg {transform: none;}
  .form_wrap .submit_btn:hover {background: var(--main-color);}
  .form_wrap .submit_btn:hover svg {transform: none;}
  #section4 .cta_btn:hover {background: var(--main-color);}
  #section4 .cta_btn:hover svg {transform: none;}
  #section_guide .guide_card:hover {transform: none; box-shadow: none;}
  #section_guide .guide_card:hover .card_foot {color: var(--ink);}
  #section_guide .guide_card:hover .card_foot svg {transform: none;}}

@media (prefers-reduced-motion: reduce) {
  .more_link svg, #section4 .cta_btn, #section4 .cta_btn svg, #section_guide .guide_card, #section_guide .card_foot svg,
  .form_wrap .submit_btn, .form_wrap .submit_btn svg, .form_wrap .gender_wrap label,
  .form_wrap input[type='text'], .form_wrap .phone_select, .form_wrap .region_select, .form_wrap .select_btn,
  #section_qna .qna_item, #section_qna .qna_icon, #section_qna .qna_icon svg {transition: none;}
  .form_wrap .select_wrap.open .select_list, #section_qna .qna_item.active .qna_answer {animation: none;}
  .reveal {opacity: 1; transform: none; transition: none;}}


/* ── 신청 유도 플로팅 버튼 (모바일 전용) ── */
.to_top {
  position: fixed; left: 50%; bottom: 24px; z-index: 40;
  display: flex; align-items: center; justify-content: center; gap: 10px;
  height: 60px; padding: 0 30px;
  border: 0; border-radius: var(--r-sm);
  background: var(--main-color); color: var(--main-ink);
  font-size: 17px; font-weight: 700; letter-spacing: -0.3px; white-space: nowrap;
  box-shadow: 0 12px 32px color-mix(in srgb, var(--main-color) 35%, transparent);
  cursor: pointer;
  opacity: 0; visibility: hidden;
  transform: translate(-50%, 24px);
  transition: opacity 0.25s ease, visibility 0.25s ease, transform 0.3s ease, background 0.15s;
}
.to_top.show {opacity: 1; visibility: visible; transform: translate(-50%, 0);}
.to_top:hover {background: var(--main-dark);}
.to_top svg {width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round;}
.to_top.on_dark {background: #fff; color: var(--main-color); box-shadow: 0 12px 32px rgba(0, 0, 0, 0.3);}

@media (min-width: 769px) {
  .to_top {display: none;}}
@media (max-width: 550px) {
  .to_top {left: 16px; right: 16px; bottom: 12px; height: 56px; transform: translateY(24px);}
  .to_top.show {transform: translateY(0);}}
@media (hover: none) {
  .to_top:hover {background: var(--main-color);}
  .to_top.on_dark:hover {background: #fff;}}
@media (prefers-reduced-motion: reduce) {
  .to_top {transition: none;}}


/* ══════ 약관 문서 페이지 (개인정보처리방침 · 이용약관) ══════ */
.doc_page {padding: 70px 0 90px;}
.doc_page .inner {max-width: 860px;}

.doc_back {display: inline-block; margin-bottom: 20px; color: #888; font-size: 14px; transition: color 0.15s ease;}
.doc_back:hover {color: var(--main-color);}

.doc_page h1 {padding-bottom: 24px; border-bottom: 2px solid #222; font-size: 32px; font-weight: 800; letter-spacing: -0.5px;}

.doc_body {padding-top: 34px; color: #555; font-size: 16px; line-height: 1.8; word-break: keep-all;}
.doc_body h3 {margin: 40px 0 14px; color: #222; font-size: 19px; font-weight: 700;}
.doc_body h3:first-child {margin-top: 0;}
.doc_body p {margin-bottom: 14px;}
.doc_body a {color: var(--main-color); font-weight: 600; text-decoration: underline;}

.doc_body ul {margin: 0 0 14px; padding-left: 4px; list-style: none;}
.doc_body ul li {position: relative; padding-left: 15px; margin-bottom: 7px;}
.doc_body ul li::before {content: ''; position: absolute; left: 0; top: 12px; width: 4px; height: 4px; border-radius: 50%; background: #bbb;}

.doc_body table {width: 100%; margin: 0 0 18px; border-top: 2px solid var(--main-color); border-collapse: collapse;}
.doc_body table th,
.doc_body table td {padding: 14px 16px; border-bottom: 1px solid #e8ecf1; font-size: 15px; line-height: 1.7; text-align: left; vertical-align: top;}
.doc_body table th {width: 150px; background: #f7f9fc; color: #333; font-weight: 700;}

.doc_body .note {padding: 16px 18px; border-radius: 12px; background: #f5f7fa; color: #666; font-size: 14.5px; line-height: 1.75;}

@media (max-width: 768px) {
  .doc_page {padding: 40px 0 70px;}
  .doc_page h1 {padding-bottom: 18px; font-size: 24px;}
  .doc_body {padding-top: 26px; font-size: 15px;}
  .doc_body h3 {margin: 32px 0 12px; font-size: 17px;}

  .doc_body table,
  .doc_body table tbody,
  .doc_body table tr,
  .doc_body table th,
  .doc_body table td {display: block; width: 100%;}
  .doc_body table tr:first-child {display: none;}
  .doc_body table tr {padding: 13px 0; border-bottom: 1px solid #e8ecf1;}
  .doc_body table tr:last-child {border-bottom: 0;}
  .doc_body table th,
  .doc_body table td {padding: 0; border: 0;}
  .doc_body table th {margin-bottom: 4px; background: none; color: #888; font-size: 13.5px; font-weight: 600;}
  .doc_body table td {font-size: 14.5px; color: #555;}
  .doc_body .note {font-size: 13.5px;}}